What if the tree was sick or dead? Can I challenge a claim if I feel the tree should have been maintained or removed before the storm?


Even if the tree was dead and the owner knew it, the same answer as above would apply with respect to filing a claim with your insurance company.  If your insurer believes that any party (neighbor or city) has any liability due to the property damage, the insurer will subrogate against the other party(ies).

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1. If a tree falls on my house, garage, or fence, who is responsible for clean-up and repair?
2. What if the tree is owned by the city?
3. What if the tree was sick or dead? Can I challenge a claim if I feel the tree should have been maintained or removed before the storm?
4. I'm worried about a tree on a neighbor's property. I think it might fall. What should I do?